Posted on October 22, 2008 at 4:26pm EDT. More.

Department store account

I signed up for a Macy’s card.  It was not a useful decision for several reasons.  First, I don’t shop there often; having lost some weight two years ago, I am now perpetually waiting to reach my target weight before investing in “nice” clothing.  Second, taking on another line of revolving credit, even if I maintain a balance of $0, will not be any help to my credit score.

But the idea of having an account at a department store seemed kind of romantic.  That’s the way aristocrats shop.